North West’s Largest Independent Estate Agent
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Whether it is the random visits by long lost relatives or the sheer number of hours spent hibernating away from reality over the festive period, there is something about the first month of the year that inspires change and stimulates action. 

For those who are looking for their first home, there is no better way to start the new year than being in a strong position to take their first steps on the property ladder. However, what most people don't know is that they actually skip a vital step that could make the experience much more efficient. 

Most first-time buyers start by searching through online property portals to find a home that they believe to be affordable, may use an online mortgage calculator to get a round-about figure of what they can afford and then set up a few viewings. However, with Mortgage Advisers taking into consideration savings, salaries, monthly outgoings and aspirations, beginning the process here allows first-time buyers to get an accurate figure of how much they could borrow, enabling them to narrow down their property search and be ready to snap up their first home. 

At Ball & Percival, we want to help get people onto the property ladder and share our expert knowledge and years of experience to make it happen. 

Our First-Time Buyer Event aims to put first-time buyers in front of an experienced Mortgage Adviser with up to one-hour free mortgage advice. Taking place on Saturday 26th January, first-time buyers can take advantage of the fantastic opportunity by:


- Asking all the questions you need answering 

- Discovering if your savings will be a sufficient deposit

- Finding out about 'clearing up' your finances

- Discovering how much you can afford

- Learning about different types of mortgages 


Sam Meredith, resident Mortgage Adviser for Ball & Percival, said:

"Meeting with a Mortgage Adviser can be quite a daunting process but we've been through the experience ourselves and understand how to put people at ease whilst guiding them through the world of mortgages. This event is a fantastic opportunity to get to know a little bit more about how we can help you to purchase your first home"

To book your FREE APPOINTMENT, get in touch with us in one of the following ways:

Telephone - 01704 536 900

Email - [email protected]


Your property may be repossessed if you do not keep up repayments on your mortgage.

HLS usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

BFL Estate Agents Ltd t/a Ball & Percival introduces to Home Legal Services Liverpool LLP t/a HLS for the provision of mortgage and non-investment insurance advice. Home Legal Services Liverpool LLP t/a HLS is an appointed representative of Primis Mortgage Network. Primis Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.